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Tax season is over, long live tax season! (Or should we say, long live tax planning?)

05/11/2017 Authored by Gene Sinclair

How easy is it to repress any thoughts of taxes, once the returns are filed? Before you forget about your taxes for another year, please consider this: if you had done more tax planning in advance, might your tax situation have been better at filing time? Especially if you had a significant financial event in 2016, such as an option exercise, a liquidity event, or a material change to your family’s finances?

4 Things You Must Know About Your 401(k) Plan

04/26/2017 Authored by Matthew E. Ryan

Over the years, we've received many questions from our clients regarding their employer-sponsored 401(k) plans. Rarely do any of these questions come as a surprise, given the financial complexity of most 401(k) programs.

Therefore, to help you better manage and maximize the potential growth of your 401(k) retirement plan (or any other retirement savings plan for that matter), we sat down with GW & Wade Counselor Matthew E. Ryan, MSF, CFP®, EA to find answers to the most common questions we..

Market Tops and Bottoms

03/20/2017 Authored by Neil Goldberg

There has been much discussion recently in the financial press about whether the stock market is reaching its peak. We at GW & Wade are not in the business of predicting market moves. For example, who could have foreseen the market run-up after the recent election? In the interest of addressing this question, however, here is some of our thinking about market tops and bottoms. (To define terms, a market correction is generally considered to be a drop of approximately 10%; a bear market is a..

7 Hidden Tax Deductions You’re Probably Overlooking

03/15/2017 Authored by David L. Brodsky

While not a popular holiday, April 15th is probably on your calendar – even though this year tax day is April 18th. The long-awaited day when you’re required to file your annual income taxes. However, before you do, have you included all the deductions due to you? According to Motley Fool, the IRS believes that a full 20% of eligible Americans miss out on tax breaks worth up to $6,269 each year.

DIY Financial Planning vs. Working with an Advisor

02/07/2017 Authored by Laurie Wexler Gerber

Are you considering hiring a financial advisor to help put your financial affairs in order? Or, are you managing everything yourself? According to one study, most individuals surveyed saw tremendous value in receiving professional financial advice. However, they didn’t believe that what they were being told would actually come to pass. What’s more, follow-ups after the survey concluded that the number one reason most individuals don’t hire a financial advisor is because they’re afraid of the..

How to Use Business Succession Planning to Fund Retirement

01/23/2017 Authored by Jim Da Silva

Fund Retirement Using Business SuccessionWhat All Small Business Owners Need to Know

Are you one of the countless small business owners who need to sell your business to fund your retirement? If so, then preparing a business exit and succession plan is critical.

Social Security: What You Need to Know

01/12/2017 Authored by Tim Pinch

GW & Wade recently hosted a presentation in Wellesley, MA called: Securing Your Retirement: Transforming Social Security into a Winning Retirement Strategy. With humor and deep knowledge of the Social Security system, our presenter, Rob Kron, Head of Investment and Retirement Education for BlackRock, discussed some of the opportunities and pitfalls of filing for this benefit. One important point is to understand that Social Security benefits MUST be planned out in the broader context of..

Post Election: 5 Areas for Year-End Tax & Financial Planning

11/28/2016 Authored by Ryan Bartholomew

For most people, the flurry of activity between November and New Year’s doesn’t leave much room for non-holiday errands. And yet right now is a crucial window for reviewing your goals and engaging in strategic tax and financial planning. If you’re not already in the habit of semi-annual check-ins with your financial advisor, December is prime time to schedule your next meeting. Here are five items that should be on the agenda: 

Robo Advisors vs. Financial Advisors: Who’s Minding Your Money?

11/17/2016 Authored by Laurie Wexler Gerber

Robo advisors vs. financial advisors (the living, breathing kind): it’s a comparison that has captured a lot of attention in recent months. And although the question of trusting one’s portfolio to an online tool may seem like a non-issue for seasoned investors, a lot of younger families are eager to explore the lower-cost option.

President-Elect Trump’s Unlikely Victory

11/09/2016 Authored by Neil Goldberg

With the election of Donald Trump, we enter uncharted territory that extends beyond financial markets. Will the new President really order the building of a wall across our Southern border? Will he introduce legislation that will nullify the Affordable Care Act—and if so, what happens to those Americans with pre-existing health conditions?  Are our allies abroad really going to have to renegotiate their trade and security arrangements with the world’s superpower?  Do taxpaying non-citizens..

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